Disney Premier Visa
Chase$49 a yearVisa Signature3% foreign transaction feeIssuer's page
Wait for a bigger offer if you can: a higher one ran recently.
Already have it? Keep it.
Welcome bonus
$300
after $500 in purchases in the first 3 months
Lower than the $400 offer (after $1,000 spend) we last recorded in February 2026.
5/24 Rule, 24 Month Rule and 4 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus$300 cash | $300 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | $0 |
| Credits you'll likely useof $240 face value | +$74 |
| Annual fee | −$49 |
| Meeting the $500 minimumearns 1% here vs 2% on Double Cash | −$5 |
| First year | $320 |
| Each year after | +$105 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Grocery Stores | 2% |
| 2X | Dining | 2% |
| 2X | Gas Stations | 2% |
| 5X | DisneyPlus.com, Hulu.com, Plus.ESPN.com | 5% |
| 1X | Everything else | 1% |
+ 1 more rate
| Rate | Category | Return |
|---|---|---|
| 2X | Disney locations | 2% |
Noteworthy perks
- Instacart$120 a year
- DoorDash Grocery/Retail, monthly$120 a year
Personal card · Earns Disney Rewards Dollars
Benefits
Credits & Perks (3)
- Instacart coupon: $10 off 1 order (Monthly)
Instacart+ membership required · Activation required · One coupon per order; unused value does not carry over or pool
$10 Instacart coupon every month with an active Instacart+ membership through December 31, 2027
- Streaming: $15 (One Time)
$14.99/month in statement credits for up to 3 consecutive months on qualifying Disney Bundle purchases (Disney+, Hulu, ESPN+) totaling $14.99+ per month
- DoorDash Grocery/Retail, monthly coupon: $10 off 1 order (Monthly)
DashPass membership required · Activation required · One coupon per order; unused value does not carry over or pool
Monthly coupon on non-restaurant DoorDash orders with DashPass (DashPass first activated between 09/01/26 and 12/31/27 with the card; the coupon continues while you stay enrolled)
Protections (3)
- Baggage Delay, up to $300, Up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
- Purchase Protection, up to $500, 120 days coverage for damage or theft, up to $500 per item
- Extended Warranty, Extends manufacturer's warranty by 1 year (max 3 years original), up to 4 years from purchase date
Other Perks
- Cardmember-exclusive character photo opportunities at Walt Disney World Resort and Disneyland Resort with complimentary photo downloads
- 10% off select merchandise purchases at select locations at Walt Disney World Resort and Disneyland Resort
- 10% off select dining locations most days at Walt Disney World Resort and Disneyland Resort
- 15% off the non-discounted price of select guided tours at Walt Disney World Resort and Disneyland Resort
- 10% off select recreation experiences at Walt Disney World Resort
- 10% off select purchases at DisneyStore.com
- 0% promotional APR for 6 months on select Disney vacation packages
- Complimentary 12-month DashPass membership for DoorDash and Caviar (activate by 12/31/2027)
- Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
- Pay Yourself Back: redeem Disney Rewards Dollars as statement credits toward airline purchases (any airline, any destination, no block-out dates)
- 20% off tickets to Cirque du Soleil's Drawn to Life at Disney Springs (up to 8 tickets)
- 20% off first year of annual Marvel Unlimited subscription
The Disney family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Disney PremierOct 8, 2026
- changed from null to 0Aug 13, 2026