Back to Credit Cards
Card Economics
- Annual Fee
- $149
- Ongoing Annual Value
- $152
- First-Year Value Estimate
- $300
- Net Value
- +$3
Card type: PersonalForeign transaction fee: NoneCurrency: Disney Rewards Dollars
Sign-up Bonus
$300 Disney gift card upon approval + $200 statement credit after $1K in purchases within first 3 months
Am I eligible?Earning Structure
10XDisneyPlus.com, Hulu.com, Plus.ESPN.com10%
3XDisney locations3%
3XGas Stations3%
2XDining2%
2XGrocery Stores2%
1XAll other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (3)
- Streaming: $10 (Monthly)
Up to $10 back per month (up to $120 annually) on qualifying subscriptions or add-on purchases made directly at DisneyPlus.com, Hulu.com or Plus.ESPN.com after spending $10 or more on eligible purchases (yearly activation required)
- Theme Park Tickets: $100 (Annual Cardmember Year)
$100 statement credit after spending $200 per card anniversary year on U.S. Disney theme park tickets
- Resort & Cruise: $200 (Annual Cardmember Year)
$200 Disney Reward Dollars after spending $2,000 per card anniversary year on U.S. Disney Resort stays and Disney Cruise Line bookings
Protections (3)
- Baggage Delay — up to $300 — Up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
- Purchase Protection — up to $500 — 120 days coverage for damage or theft, up to $500 per item
- Extended Warranty — Extends manufacturer's warranty by 1 year (max 3 years original), up to 4 years from purchase date
Other Perks
- Cardmember-exclusive character photo opportunities at Walt Disney World Resort and Disneyland Resort
- 10% off select merchandise purchases at select locations at Walt Disney World Resort and Disneyland Resort
- 10% off select dining locations most days at Walt Disney World Resort and Disneyland Resort
- 15% off the non-discounted price of select guided tours at Walt Disney World Resort and Disneyland Resort
- 10% off the non-discounted price of select recreation experiences at Walt Disney World Resort
- 10% off select purchases at DisneyStore.com
- 0% promotional APR for 6 months on select Disney vacation packages
- Disney Cruise Line savings on select onboard purchases (photos, merchandise, spa treatments)
- Complimentary 12-month DashPass membership for DoorDash and Caviar (activate by 12/31/2027), plus $10 quarterly discount on non-restaurant DoorDash orders
- Pay Yourself Back: redeem Disney Rewards Dollars as statement credits toward airline purchases and Disney purchases
- Savings on Aulani Resort merchandise, activities, and experiences
- Broadway VIP package with premium ticket purchases to Aladdin or The Lion King
- Savings on first year of annual Marvel Unlimited subscription