Disney Inspire Visa vs Disney Visa

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Economics

Dollar figures are per year unless the row says otherwise. Ongoing annual value is Miles' estimate of what the card adds per year after its annual fee: statement credits discounted for realistic use, benefits, and earning above a strong flat-rate card on a typical spending profile. First-year value is a separate net figure that includes the welcome bonus. A welcome bonus shown at its advertised maximum may not be available to every applicant; that figure is not marked as stronger. ★ marks the stronger comparable figure on other rows, and no row is marked when either figure is unknown.
Figure	Disney Inspire Visa Chase	Disney Visa Chase
Annual fee	$149	Best: $0 $149/yr less
Ongoing annual value, after fee	−$21	Best: $204 $225/yr more
First-year value	Best: $389 $170/yr more	$219
Foreign transaction fee	Best: None	3%
Authorized user fee	—Unknown	—Unknown

Sign-up Bonus

The current welcome offer as recorded in the dataset. No winner is marked: a bonus is points times a valuation times a spend requirement you may or may not clear, and the first-year value above already prices it.
Offer	Disney Inspire Visa Chase	Disney Visa Chase
Current offer	$300 Disney gift card upon approval + $200 statement credit after $1K in purchases within first 3 months	$100 Disney gift card upon approval + $50 statement credit after $500 in purchases in first 3 months

Earning

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. ★ marks the higher return on a row. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.
Category	Disney Inspire Visa Chase	Disney Visa Chase
DisneyPlus.com, Hulu.com, Plus.ESPN.com	Best: 10X10%	—Unknown
Disney locations	Best: 3X3%	—Unknown
Gas Stations	Best: 3X3%	—Unknown
Dining	Best: 2X2%	—Unknown
Grocery Stores	Best: 2X2%	—Unknown
All other purchases	Best: 1X1%	—Unknown
All purchases	—Unknown	Best: 1%

Benefits

Statement credits, lounge access and elite status as listed in the dataset; protections are counted, not listed. No winner is marked: twelve small credits are not more than two large ones, and the row that prices them, ongoing annual value, is under Economics.
Benefit	Disney Inspire Visa Chase	Disney Visa Chase
Statement credits	Streaming: $10 (Monthly) Theme Park Tickets: $100 (Annual Cardmember Year) Resort & Cruise: $200 (Annual Cardmember Year) DoorDash Grocery/Retail, monthly: $10 (Monthly)	Instacart: $10 (Monthly) DoorDash Grocery/Retail, monthly: $10 (Monthly)
Lounge access	—Unknown	—Unknown
Elite status	—Unknown	—Unknown
Protections	3	6

The same on both cards (4)

Rows where both cards state the same figure or the same earning rate. Nothing is marked, because there is no stronger side.
Fact	Disney Inspire Visa	Disney Visa
Issuer	Chase	Chase
Rewards currency	Disney Rewards Dollars	Disney Rewards Dollars
Card type	Personal	Personal
Network	Visa	Visa

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get