Disney Visa

Sign-up Bonus

$100 Disney gift card upon approval + $50 statement credit after $500 in purchases in first 3 months

1%All purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Credits & Perks (2)

Instacart: $10 (Monthly)
$10 Instacart credit every month with an active Instacart+ membership through December 31, 2027
DoorDash Grocery/Retail (non-restaurant): $10 (Quarterly)
Quarterly credit on non-restaurant DoorDash orders with DashPass (activation required, through 12/31/27)

Protections (6)

Baggage Delay Insurance — up to $300 — Up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
Lost Luggage — up to $3,000 — Up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage
Travel Accident Insurance — up to $500,000 — Up to $500,000 for Common Carrier travel accident and $100,000 for 24-hour travel accident
Purchase Protection — up to $500 — Up to $500 per item, $50,000 per account for damage or theft within 120 days of purchase
Extended Warranty — up to $10,000 — Extends manufacturer's U.S. warranty by 1 year on eligible warranties of 3 years or less. Up to $10,000 per item, $50,000 per account.
Auto Rental Collision Damage Waiver (secondary) — up to $60,000 — Secondary coverage up to $60,000 for theft and collision damage on rental vehicles in the U.S. Primary outside the U.S.

Complimentary photo downloads at private cardmember character experience locations at Disneyland and Walt Disney World
10% off select merchandise purchases of $50+ at Disney parks, Disney Store, and shopDisney.com
10% off select dining at Walt Disney World and Disneyland resorts
15% off select guided tours at Walt Disney World and Disneyland (excludes Premium VIP tours)
10% off select recreation experiences at Walt Disney World (e.g., horseback rides, carriage rides)
10% off select merchandise, photos, and excursions on Disney Cruise Line (through 12/31/26)
20% off tickets to Cirque du Soleil Drawn to Life at Disney Springs
20% off first year of annual Marvel Unlimited subscription
0% promo APR for 6 months on select Disney vacation packages
12 months complimentary DoorDash DashPass ($0 delivery, reduced service fees) when activated by 12/31/27
Complimentary Instacart+ membership for 3 months (activate by 12/31/27)