Disney Visa
ChaseNo annual feeVisa Traditional3% foreign transaction feeIssuer's page
Wait for a bigger offer if you can: a higher one ran recently.
Already have it? Keep it open: it holds a perk or an upgrade path at no cost.
Welcome bonus
$150
after $500 in purchases in the first 3 months
Lower than the $200 offer we last recorded in February 2026.
5/24 Rule, 24 Month Rule and 4 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus$150 cash | $150 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | $0 |
| Credits you'll likely useof $240 face value | +$74 |
| Annual fee | $0 |
| Meeting the $500 minimumearns 1% here vs 2% on Double Cash | −$5 |
| First year | $219 |
| Each year after | +$204 |
Not counted in the first year: protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 1% | Everything else | 1% |
Noteworthy perks
- Instacart$120 a year
- DoorDash Grocery/Retail, monthly$120 a year
Personal card · Earns Disney Rewards Dollars
Benefits
Credits & Perks (2)
- Instacart coupon: $10 off 1 order (Monthly)
Instacart+ membership required · Activation required · One coupon per order; unused value does not carry over or pool
$10 Instacart coupon every month with an active Instacart+ membership through December 31, 2027
- DoorDash Grocery/Retail, monthly coupon: $10 off 1 order (Monthly)
DashPass membership required · Activation required · One coupon per order; unused value does not carry over or pool
Monthly coupon on non-restaurant DoorDash orders with DashPass (DashPass first activated between 09/01/26 and 12/31/27 with the card; the coupon continues while you stay enrolled)
Protections (6)
- Baggage Delay Insurance, up to $300, Up to $100 per day for up to 3 days for essential purchases when baggage is delayed over 6 hours
- Lost Luggage, up to $3,000, Up to $3,000 per covered traveler for lost, damaged, or stolen checked or carry-on baggage
- Travel Accident Insurance, up to $500,000, Up to $500,000 for Common Carrier travel accident and $100,000 for 24-hour travel accident
- Purchase Protection, up to $500, Up to $500 per item, $50,000 per account for damage or theft within 120 days of purchase
- Extended Warranty, up to $10,000, Extends manufacturer's U.S. warranty by 1 year on eligible warranties of 3 years or less. Up to $10,000 per item, $50,000 per account.
- Auto Rental Collision Damage Waiver (secondary), up to $60,000, Secondary coverage up to $60,000 for theft and collision damage on rental vehicles in the U.S. Primary outside the U.S.
Other Perks
- Complimentary photo downloads at private cardmember character experience locations at Disneyland and Walt Disney World
- 10% off select merchandise purchases of $50+ at Disney parks, Disney Store, and shopDisney.com
- 10% off select dining at Walt Disney World and Disneyland resorts
- 15% off select guided tours at Walt Disney World and Disneyland (excludes Premium VIP tours)
- 10% off select recreation experiences at Walt Disney World (e.g., horseback rides, carriage rides)
- 10% off select merchandise, photos, and excursions on Disney Cruise Line (through 12/31/26)
- 20% off tickets to Cirque du Soleil Drawn to Life at Disney Springs
- 20% off first year of annual Marvel Unlimited subscription
- 0% promo APR for 6 months on select Disney vacation packages
- 12 months complimentary DoorDash DashPass ($0 delivery, reduced service fees) when activated by 12/31/27
- Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
The Disney family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Disney CardOct 8, 2026
- changed from null to 0Aug 13, 2026