LATAM Airlines vs LATAM Airlines World Elite

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

LATAM Airlines

First Electronic Bank

LATAM Airlines World Elite

First Electronic Bank

Economics

Annual fee

$99/yr less

$99

Ongoing annual value

$86/yr more

−$86

Net value (value − fee)

$185/yr more

−$185

First-year value estimate

$65

$79

$14/yr more

Authorized user fee

—

Sign-up Bonus

Current offer

15K miles after $1K spend within the first three months

40K miles after $2.5K spend within the first three months

Earning

Dining

2X2%

3X3%

LATAM Airlines purchases

3X3%

4X4%

Rideshare

2X2%

3X3%

Transit

2X2%

3X3%

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.

Benefits

Statement credits

—

Lounge access

—

LATAM Airlines Lounges (2/yr)

Elite status

LATAM Pass Qualifying acceleration (no status granted)

LATAM Pass Qualifying acceleration (no status granted)

Protections

The same on both cards (6)

Foreign transaction fee

None

Issuer

First Electronic Bank

Rewards currency

LATAM Pass

Card type

Personal

Network

Mastercard

All other purchases

1X1%

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get

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