LATAM Airlines

LATAM Airlines

First Electronic BankNo annual feeMastercardNo foreign transaction feeIssuer's page

A fair time to apply if the card fits how you spend.

Already have it? Keep it.

Welcome bonus

15,000miles

after $1,000 in purchases in the first 3 months

Family Rules, 1 per 60 Days and 1 more. Am I eligible?

First year
$140
Each year after
$0

A typical spender, at Miles' point values.

Ask Miles about this cardApply at First Electronic Bank
Compare
A typical spender, at Miles' point values. Values as of October 22, 2026. How Miles computes this
First-year valueAmount
Welcome bonus15,000 points at 1¢$150
Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend$0
Annual fee$0
Meeting the $1,000 minimumearns 1% here vs 2% on Double Cash−$10
First year$140
Each year after$0
No ads, no paid placement · Your wallet, your math

Earning

Ranked by how much of a typical year's spending each rate covers. Return is each rate at Miles' value of 1¢ a point. Rates in medium weight return more than the 2% benchmark.
RateCategoryReturn
2XDining2%
2XTransit2%
3XLATAM Airlines purchases3%
2XRideshare2%
1XEverything else1%

Personal card · Earns LATAM Pass

Is this the best card for Dining?Is this the best card for Transit?Is this the best card for LATAM Airlines purchases?

Benefits

Elite status (1)
  • LATAM Pass: 10% of the miles earned on the card also count as Qualifying Points toward LATAM Pass elite tiers.

Other Perks

  • No foreign transaction fees on purchases abroad

The LATAM Airlines family

Sources and methodology

First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.

Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.

The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.

Recent changes

  • changed from null to LATAM Airlines
    Oct 8, 2026
  • changed from null to 1000
    Aug 13, 2026
  • changed from null to 90
    Aug 13, 2026
  • changed from 15K miles after $1K spend in the first three months to 15K miles after $1K spend within the first three months
    Aug 3, 2026
  • added
    Aug 3, 2026
Last updated: October 17, 2026