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Card Economics
Annual Fee
$99
Ongoing Annual Value
−$86
First-Year Value Estimate
$79
Net Value
−$185
Card type: PersonalForeign transaction fee: NoneCurrency: LATAM Pass
LATAM Airlines World Elite

LATAM Airlines World Elite

First Electronic Bank
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Sign-up Bonus

40K miles after $2.5K spend within the first three months
Am I eligible?

Earning Structure

4XLATAM Airlines purchases4%
3XDining3%
3XRideshare3%
3XTransit3%
1XAll other purchases1%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Where this card ranks

What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.

Benefits

Worth it for me?
Lounge Access (1)
  • LATAM Airlines Lounges (2 visits/year)
Elite Status (1)
  • LATAM Pass: Qualifying acceleration (no status granted)

Other Perks

  • Two courtesy cabin upgrade segments per year: one within South America and one outside it
  • DoorDash DashPass membership (3 months complimentary, then a $5 monthly credit), a $5 Lyft credit and a 5% HelloFresh credit