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Card Economics
- Annual Fee
- $99
- Ongoing Annual Value
- −$86
- First-Year Value Estimate
- $79
- Net Value
- −$185
Card type: PersonalForeign transaction fee: NoneCurrency: LATAM Pass
Earning Structure
4XLATAM Airlines purchases4%
3XDining3%
3XRideshare3%
3XTransit3%
1XAll other purchases1%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Where this card ranks
What this card returns on each page, priced against what its points are worth. Open a page to see the card it crowns and why.
Benefits
Worth it for me?Lounge Access (1)
- LATAM Airlines Lounges (2 visits/year)
Elite Status (1)
- LATAM Pass: Qualifying acceleration (no status granted)
Other Perks
- Two courtesy cabin upgrade segments per year: one within South America and one outside it
- DoorDash DashPass membership (3 months complimentary, then a $5 monthly credit), a $5 Lyft credit and a 5% HelloFresh credit