Marriott Bonvoy Bold vs Ritz-Carlton Rewards Visa Infinite

Every figure below is from the same dataset Miles computes its recommendations from. Rows the two cards agree on are collapsed at the bottom.

Economics

Dollar figures are per year unless the row says otherwise. Ongoing annual value is Miles' estimate of what the card adds per year after its annual fee: statement credits discounted for realistic use, benefits, and earning above a strong flat-rate card on a typical spending profile. First-year value is a separate net figure that includes the welcome bonus. A welcome bonus shown at its advertised maximum may not be available to every applicant; that figure is not marked as stronger. ★ marks the stronger comparable figure on other rows, and no row is marked when either figure is unknown.
Figure	Marriott Bonvoy Bold Chase	Ritz-Carlton Rewards Visa Infinite Chase
Annual fee	Best: $0 $450/yr less	$450
Ongoing annual value, after fee	$239	Best: $892 $653/yr more
First-year value	Best: $390 $522/yr more	−$132
Authorized user fee	—Unknown	$0

Sign-up Bonus

The current welcome offer as recorded in the dataset. No winner is marked: a bonus is points times a valuation times a spend requirement you may or may not clear, and the first-year value above already prices it.
Offer	Marriott Bonvoy Bold Chase	Ritz-Carlton Rewards Visa Infinite Chase
Current offer	45K points after spending $1K on eligible purchases within the first 3 months	Not available (Card is no longer open for applications)

Earning

Percentages are the return on a dollar spent: the multiplier times what Miles values those points at. ★ marks the higher return on a row. Categories only one card earns a bonus on are marked for that card; the other earns its base rate.
Category	Marriott Bonvoy Bold Chase	Ritz-Carlton Rewards Visa Infinite Chase
Car rentals	—Unknown	Best: 3X2.2%
Dining	—Unknown	Best: 3X2.2%
Flights booked directly with airlines	—Unknown	Best: 3X2.2%
Marriott purchases	3X2.2%	Best: 6X4.4%
Cable	Best: 2X1.5%	—Unknown
Grocery Stores	Best: 2X1.5%	—Unknown
Internet	Best: 2X1.5%	—Unknown
Phone services	Best: 2X1.5%	—Unknown
Rideshare	Best: 2X1.5%	—Unknown
Select food delivery services	Best: 2X1.5%	—Unknown
Select streaming services	Best: 2X1.5%	—Unknown
All other purchases	1X0.7%	Best: 2X1.5%

Benefits

Statement credits, lounge access and elite status as listed in the dataset; protections are counted, not listed. No winner is marked: twelve small credits are not more than two large ones, and the row that prices them, ongoing annual value, is under Economics.
Benefit	Marriott Bonvoy Bold Chase	Ritz-Carlton Rewards Visa Infinite Chase
Statement credits	DoorDash Grocery/Retail, monthly: $10 (Monthly) Instacart: $10 (Monthly)	Airline Fees: $300 (Annual Calendar Year) Ritz-Carlton and St. Regis: $100 (Annual Calendar Year) Global Entry/TSA PreCheck: $120 (Every 4 Years) Instacart: $10 (Monthly) DoorDash Grocery/Retail, monthly: $10 (Monthly)
Lounge access	—Unknown	Priority Pass Select (unlimited) Chase Sapphire Lounge (unlimited)
Elite status	Marriott Bonvoy Silver Marriott Bonvoy	Marriott Bonvoy Gold Marriott Bonvoy Platinum Marriott Bonvoy National Emerald Club Executive
Protections	8	12

The same on both cards (5)

Rows where both cards state the same figure or the same earning rate. Nothing is marked, because there is no stronger side.
Fact	Marriott Bonvoy Bold	Ritz-Carlton Rewards Visa Infinite
Foreign transaction fee	None	None
Issuer	Chase	Chase
Rewards currency	Marriott Bonvoy	Marriott Bonvoy
Card type	Personal	Personal
Network	Visa	Visa

Which one is right for you

This page shows the difference. It does not pick: the winner depends on what you spend and what you already hold, and adding these figures up without knowing that would be a guess dressed as a verdict. Ask Miles and it computes the answer against your own wallet.

Ask Miles which to get