Marriott Bonvoy Bold
ChaseNo annual feeVisa SignatureNo foreign transaction feeIssuer's page
Wait for a bigger offer if you can: a higher one ran recently.
Already have it? Keep it.
Welcome bonus
45,000points
after $1,000 in purchases in the first 3 months
Lower than the 60,000-point offer we last recorded in August 2026.
5/24 Rule, 24 Month Rule and 4 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus45,000 points at 0.73¢ | $329 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | $0 |
| Credits you'll likely useof $240 face value | +$74 |
| Annual fee | $0 |
| Meeting the $1,000 minimumearns 0.73% here vs 2% on Double Cash | −$13 |
| First year | $390 |
| Each year after | +$239 |
Not counted in the first year: status and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Grocery Stores | 1.5% |
| 2X | Select food delivery services | 1.5% |
| 2X | Select streaming services | 1.5% |
| 2X | Rideshare | 1.5% |
| 1X | Everything else | 0.7% |
+ 4 more rates
| Rate | Category | Return |
|---|---|---|
| 3X | Marriott purchases | 2.2% |
| 2X | Cable | 1.5% |
| 2X | Internet | 1.5% |
| 2X | Phone services | 1.5% |
Noteworthy perks
- Instacart$120 a year
- DoorDash Grocery/Retail, monthly$120 a year
- Marriott Bonvoy Silver
Personal card · Earns Marriott Bonvoy
Benefits
Credits & Perks (2)
- DoorDash Grocery/Retail, monthly coupon: $10 off 1 order (Monthly)
DashPass membership required · Activation required · One coupon per order; unused value does not carry over or pool
Monthly coupon on non-restaurant DoorDash orders with DashPass (DashPass first activated between 09/01/26 and 12/31/27 with the card; the coupon continues while you stay enrolled)
- Instacart coupon: $10 off 1 order (Monthly)
Instacart+ membership required · Activation required · One coupon per order; unused value does not carry over or pool
$10 Instacart coupon every month with an active Instacart+ membership through December 31, 2027
Elite status (2)
- Marriott Bonvoy: Silver
- Marriott Bonvoy: 5 elite night credits per year
Protections (8)
- Travel Accident Insurance, up to $500,000, Up to $500,000 for death/dismemberment on common carrier
- Trip Delay, up to $500, Up to $500 per trip for delays over 12 hours or overnight
- Lost Luggage, up to $3,000, Up to $3,000 per passenger for lost luggage
- Baggage Delay, up to $500, Up to $100/day for 5 days when baggage delayed 6+ hours
- Purchase Protection, up to $500, 120 days coverage for theft/damage up to $500 per claim, $50,000 per account
- Extended Warranty, up to $10,000, Extends manufacturer's warranty by 1 year (max 3 years original), up to $10,000 per claim, $50,000 per account
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage for theft and collision damage on rental vehicles
- Roadside Assistance, up to $50, Up to $50 per incident, 4 times per year
Other Perks
- Complimentary DoorDash DashPass for 12 months (activate by 12/31/2027)
- Pay Yourself Back: Redeem points for statement credits on airline and Marriott purchases (up to $750/year at 12,500 points per $100)
- Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
The Marriott Bonvoy Chase family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Marriott Bonvoy BoldOct 8, 2026
- changed from null to 1000Aug 13, 2026
- changed from null to 90Aug 13, 2026
- changed from 60K points after spending $1K on eligible purchases within the first 3 months to 45K points after spending $1K on eligible purchases within the first 3 monthsAug 6, 2026