Marriott Bonvoy Bountiful

Marriott Bonvoy Bountiful

Chase$250 a yearVisa SignatureNo foreign transaction feeIssuer's page

A fair time to apply if the card fits how you spend.

Already have it? Keep it if what you use each year covers the fee.

Welcome bonus

85,000points

after $4,000 in purchases in the first 3 months

5/24 Rule, 24 Month Rule and 4 more. Am I eligible?

First year
$618
Each year after
+$249

A typical spender, at Miles' point values; a gated item counts only if its condition is met.

Ask Miles about this cardApply at Chase
Compare
A typical spender, at Miles' point values; a gated item counts only if its condition is met. Values as of October 22, 2026. How Miles computes this
First-year valueAmount
Welcome bonus85,000 points at 0.73¢$621
Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend+$88
Credits you'll likely useof $240 face value+$74
Marriott Bonvoy free nightEarned after $15,000 in card spend in a calendar year+$107
Annual fee−$250
Meeting the $4,000 minimumearns 1.46% here vs 2% on Double Cash−$22
First year$618
Each year after+$249

Not counted in the first year: status and protections (each year after counts them).

No ads, no paid placement · Your wallet, your math

Earning

Ranked by how much of a typical year's spending each rate covers. Return is each rate at Miles' value of 0.73¢ a point. Rates in medium weight return more than the 2% benchmark. 4X on up to $15,000 a year combined, then 2X.
RateCategoryReturn
4XGrocery Storescombined $15K/yr with Dining2.9%
4XDiningcombined $15K/yr with Grocery2.9%
6XMarriott purchases4.4%
2XEverything else1.5%

Noteworthy perks

  • Marriott Bonvoy free nightEarned after $15,000 in card spend in a calendar year
  • Marriott Bonvoy Gold
  • Instacart$120 a year
  • DoorDash Grocery/Retail, monthly$120 a year

Personal card · Earns Marriott Bonvoy

Is this the best card for Grocery Stores?Is this the best card for Dining?Is this the best card for Marriott purchases?

Benefits

Worth it for me?

Credits & Perks (2)
  • DoorDash Grocery/Retail, monthly coupon: $10 off 1 order (Monthly)

    DashPass membership required · Activation required · One coupon per order; unused value does not carry over or pool

    Monthly coupon on non-restaurant DoorDash orders with DashPass (DashPass first activated between 09/01/26 and 12/31/27 with the card; the coupon continues while you stay enrolled)

  • Instacart coupon: $10 off 1 order (Monthly)

    Instacart+ membership required · Activation required · One coupon per order; unused value does not carry over or pool

    $10 Instacart coupon every month with an active Instacart+ membership through December 31, 2027

Elite status (2)
  • Marriott Bonvoy: Gold
  • Marriott Bonvoy: 15 elite night credits per year
Protections (8)
  • Travel Accident Insurance, up to $500,000, Up to $500,000 for death/dismemberment on common carrier
  • Trip Delay, up to $500, Up to $500 per traveler for delays over 12 hours or requiring overnight stay
  • Lost Luggage, up to $3,000, Up to $3,000 per traveler for lost, damaged, or stolen luggage
  • Baggage Delay, up to $500, Up to $100/day for 5 days for essentials when baggage delayed 6+ hours
  • Purchase Protection, up to $500, 120 days coverage for damage/theft, up to $500 per item
  • Extended Warranty, Extends manufacturer's warranty by 1 year (max 3 years original, up to 4 years total)
  • Auto Rental Collision Damage Waiver (secondary), Secondary coverage for collision/theft on rental vehicles
  • Roadside Assistance, up to $50, Up to $50 per incident, 4 times per year

Other Perks

  • 50K Free Night Award after $15K annual spend
  • 1,000 bonus points per eligible stay at Marriott
  • Complimentary DoorDash DashPass for 12 months (activate by 12/31/2027)
  • Complimentary Instacart+ membership for 3 months (activate by 12/31/27)

The Marriott Bonvoy Chase family

Sources and methodology

First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.

Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.

The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.

Recent changes

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Last updated: October 17, 2026