Marriott Bonvoy Boundless
Chase$95 a yearVisa SignatureNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Welcome bonus
+ 3 Free Night Awards
after $3,000 in purchases in the first 3 months
5/24 Rule, 24 Month Rule and 4 more. Am I eligible?
A typical spender, at Miles' point values; a gated item counts only if its condition is met.
| First-year value | Amount |
|---|---|
| Welcome bonus3 Free Night Awards at an estimated $248.20 each | $745 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$11 |
| Credits you'll likely useof $240 face value | +$74 |
| Airline CreditRequires $500/year in spend | +$97 |
| Annual fee | −$95 |
| Meeting the $3,000 minimumearns 1.46% here vs 2% on Double Cash | −$16 |
| First year | $816 |
| Each year after | +$457 |
Not counted in the first year: status, anniversary free nights and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3X | Grocery stores | 2.2% |
| 3X | Restaurants | 2.2% |
| 3X | Gas stations | 2.2% |
| 6X | Marriott purchases | 4.4% |
| 2X | Everything else | 1.5% |
Noteworthy perks
- Marriott Bonvoy free nightArrives on your card anniversary, after the first year
- Airline CreditRequires $500/year in spend$100 a year
- Instacart$120 a year
- Marriott Bonvoy GoldRequires $35K spend in a calendar year
Personal card · Earns Marriott Bonvoy
Benefits
Credits & Perks (3)
- Airline Credit: $50 (Semi Annual Calendar Year)
$50 statement credit after spending $250 on eligible airline purchases Jul 1-Dec 31, 2026; second $50 credit after spending $250 on eligible airline purchases Jan 1-Jun 30, 2027. Available to new and current cardholders; activation required for current cardholders. Through 6/30/2027.
- DoorDash Grocery/Retail, monthly coupon: $10 off 1 order (Monthly)
DashPass membership required · Activation required · One coupon per order; unused value does not carry over or pool
Monthly coupon on non-restaurant DoorDash orders with DashPass (DashPass first activated between 09/01/26 and 12/31/27 with the card; the coupon continues while you stay enrolled)
- Instacart coupon: $10 off 1 order (Monthly)
Instacart+ membership required · Activation required · One coupon per order; unused value does not carry over or pool
$10 Instacart coupon every month with an active Instacart+ membership through December 31, 2027
Elite status (4)
- Marriott Bonvoy: Silver
- Marriott Bonvoy: Gold
- Marriott Bonvoy: 15 elite night credits per year
- Marriott Bonvoy: 1 elite night credit per $5K spent
Protections (8)
- Travel Accident Insurance, up to $500,000, Up to $500,000 for death/dismemberment on common carrier
- Trip Delay, up to $500, Up to $500 per traveler for delays over 12 hours or requiring overnight stay
- Lost Luggage, up to $3,000, Up to $3,000 per traveler for lost, damaged, or stolen luggage
- Baggage Delay, up to $500, Up to $100/day for 5 days for essentials when baggage delayed 6+ hours
- Purchase Protection, up to $500, 120 days coverage for damage/theft, up to $500 per item
- Extended Warranty, Extends manufacturer's warranty by 1 year (max 3 years original, up to 4 years total)
- Auto Rental Collision Damage Waiver (secondary), Secondary coverage for collision/theft on rental vehicles
- Roadside Assistance, up to $50, Up to $50 per incident, 4 times per year
Other Perks
- Annual Free Night Award (up to 35K points, can top up with up to 25K additional points)
- Complimentary DoorDash DashPass for 12 months (activate by 12/31/2027)
- Complimentary Instacart+ membership for 3 months (activate by 12/31/27)
The Marriott Bonvoy Chase family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Bonvoy BoundlessOct 8, 2026
- changed from Slug: marriott-bonvoy-bold-credit-card; Tier: 1; Tier name: Bold; Slug: marriott-bonvoy-bountiful-card; Tier: 3; Tier name: Bountiful to Slug: marriott-bonvoy-bold-credit-card; Tier: 1; Tier name: Bold; Slug: marriott-bonvoy-bountiful-card; Tier: 3; Tier name: Bountiful; Slug: ritz-carlton-rewards-visa-infinite; Tier: 4; Tier name: Ritz-CarltonSep 26, 2026
- changed from 4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually. to 3 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's up to $50 in statement credits semi-annually.Sep 10, 2026
- changed from null to 2027-06-30Sep 10, 2026
- changed from null to 3000Aug 13, 2026
- changed from null to 90Aug 13, 2026
- changed from 4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2.027K: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually. to 4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2027: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.Aug 7, 2026
- changed from 125K bonus points + 1 Free Night Award after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Plus, get up to $100 in statement credits after spending $500 on eligible airline purchases ($50 semi-annually). to 4 Free Night Awards after spending $3K on eligible purchases within 3 months of account opening. Redeem your Free Night Award for a one-night stay at properties with a redemption level up to 50K points per night. Certain hotels have resort fees. Special Offer through 6/30/2.027K: Get up to $100 in statement credits after spending $500 on eligible airline purchases. That's $50 in statement credits semi-annually.Aug 6, 2026