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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $194
- First-Year Value Estimate
- $253
- Net Value
- +$194
Card type: PersonalForeign transaction fee: NoneCurrency: Wyndham Rewards
Terms depend on when this account was opened.
- Cardholders who had this card before 6/17/26 keep their original earning rates unchanged. Their benefits and $0 annual fee were not changed by the refresh.
The figures above are what a new applicant gets today.
Sign-up Bonus
45K points after $2K spend in first 90 days + $150 statement credit after first Hotels by Wyndham purchase in the first 180 days
Am I eligible?Earning Structure
10XSunoco gas purchases6.7%
5XHotels by Wyndham3.4%
3XDining2%
3XGrocery Stores2%
3XVacation Club2%
1XAll other purchases0.7%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Elite Status (1)
- Wyndham Rewards: Gold
Protections (1)
- Extended Warranty — Doubles manufacturer's warranty up to 1 additional year for warranties of 3 years or less
Other Perks
- 10% discount on free night awards
- Cardmember discount on paid stays
- 15% discount when purchasing points
- 7.5K bonus points each anniversary after $15K spend