Wyndham Rewards Earner
BarclaysNo annual feeVisa SignatureNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Cardholders who had this card before 6/17/26 keep their original earning rates unchanged. Their benefits and $0 annual fee were not changed by the refresh. The figures on this page are what a new applicant gets today.
Welcome bonus
45,000points+ $150
after $2,000 in purchases in the first 3 months
6/24 Rule, 24 Month Rule and 2 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus45,000 points at 0.57¢ + $150 cash | $407 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | $0 |
| Annual fee | $0 |
| Meeting the $2,000 minimumearns 0.57% here vs 2% on Double Cash | −$29 |
| First year | $378 |
| Each year after | +$40 |
Not counted in the first year: status and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 3X | Grocery Stores | 1.7% |
| 3X | Dining | 1.7% |
| 5X | Hotels by Wyndham | 2.8% |
| 3X | Vacation Club | 1.7% |
| 1X | Everything else | 0.6% |
Noteworthy perks
- Wyndham Rewards Gold
Personal card · Earns Wyndham Rewards
Benefits
Elite status (1)
- Wyndham Rewards: Gold
Protections (1)
- Extended Warranty, Doubles manufacturer's warranty up to 1 additional year for warranties of 3 years or less
Other Perks
- 10% discount on free night awards
- Cardmember discount on paid stays
- 15% discount when purchasing points
- 7.5K bonus points each anniversary after $15K spend
The Wyndham Rewards Earner family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Wyndham EarnerOct 8, 2026
- changed from Slug: wyndham-rewards-earner-plus-card; Tier: 2; Tier name: Earner Plus to Slug: wyndham-rewards-earner-plus-card; Tier: 2; Tier name: Earner Plus; Slug: wyndham-rewards-earner-premier-card; Tier: 3; Tier name: Earner PremierSep 6, 2026
- changed from 30K points after $1K spend in first 90 days + 45K points after spending $500 at Wyndham properties in the first 180 days to 45K points after $2K spend in first 90 days + $150 statement credit after first Hotels by Wyndham purchase in the first 180 daysAug 19, 2026
- changed from 1000 to 2000Aug 19, 2026
- changed from null to 1000Aug 13, 2026
- changed from null to 90Aug 13, 2026