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Card Economics
Annual Fee
$0
Ongoing Annual Value
$194
First-Year Value Estimate
$253
Net Value
+$194
Card type: PersonalForeign transaction fee: NoneCurrency: Wyndham Rewards
Terms depend on when this account was opened.
  • Cardholders who had this card before 6/17/26 keep their original earning rates unchanged. Their benefits and $0 annual fee were not changed by the refresh.

The figures above are what a new applicant gets today.

Sign-up Bonus

45K points after $2K spend in first 90 days + $150 statement credit after first Hotels by Wyndham purchase in the first 180 days
Am I eligible?

Earning Structure

10XSunoco gas purchases6.7%
5XHotels by Wyndham3.4%
3XDining2%
3XGrocery Stores2%
3XVacation Club2%
1XAll other purchases0.7%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Elite Status (1)
  • Wyndham Rewards: Gold
Protections (1)
  • Extended Warranty — Doubles manufacturer's warranty up to 1 additional year for warranties of 3 years or less

Other Perks

  • 10% discount on free night awards
  • Cardmember discount on paid stays
  • 15% discount when purchasing points
  • 7.5K bonus points each anniversary after $15K spend