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Card Economics
Annual Fee
$395
Ongoing Annual Value
$122
First-Year Value Estimate
$192
Net Value
−$273
Card type: PersonalForeign transaction fee: NoneCurrency: Wyndham Rewards

Sign-up Bonus

90K points after $6K spend and paying the annual fee in full in first 120 days + 30K points after spending $750 at Wyndham properties in the first 180 days
Am I eligible?

Earning Structure

8XHotels by Wyndham5.4%
4XDining2.7%
4XGrocery Stores2.7%
4XTravel2.7%
4XVacation Club2.7%
1XAll other purchases0.7%

Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.

Benefits

Worth it for me?
Credits & Perks (5)
  • Hotel Credit: $100 (Annual Calendar Year)

    $100 statement credit when spending $100+ at Wyndham, Wyndham Grand, Dolce, Trademark Collection, and Registry Collection properties

  • Streaming Credit: $100 (Annual Calendar Year)

    Up to $100 per calendar year for eligible streaming services

  • Meal Delivery Credit: $10 (Monthly)

    Up to $10 statement credits per month for meal delivery

  • Wholesale Club Credit: $65 (Annual Calendar Year)

    $65 statement credit for wholesale membership club purchases

  • Global Entry / TSA PreCheck Credit: $120 (Every 4 Years)

    Up to $120 every 4 years for Global Entry or TSA PreCheck application fee credit

Elite Status (2)
  • Wyndham Rewards: Diamond
  • National Emerald Club: Executive

Other Perks

  • 30K bonus points every anniversary year after paying the annual fee
  • 25% discount on free night awards at Wyndham properties and on eligible Cottages.com UK partnership stays
  • 30K bonus points when paying for 5+ Wyndham nights with card in a calendar year
  • Cardmember discount on paid stays
  • Complimentary Wyndham Insider membership
  • 15% discount—or the best available offer—when purchasing points
  • Wyndham Rewards points do not expire while the Premier Card account is open and in good standing