Wyndham Earner Premier

Wyndham Earner Premier

Barclays$395 a yearVisaNo foreign transaction feeIssuer's page

A fair time to apply if the card fits how you spend.

Already have it? A lower-fee card in the same family may suit you better.

Welcome bonus

90,000points

after $6,000 in purchases in the first 120 days

Not counted: another 30,000 (about $171) if you spend $750 at Hotels by Wyndham within 180 days.

6/24 Rule, 24 Month Rule and 2 more. Am I eligible?

First year
$355
Each year after
+$8

A typical spender, at Miles' point values.

A typical spender, at Miles' point values. Values as of October 22, 2026. How Miles computes this
First-year valueAmount
Welcome bonus90,000 points at 0.57¢$513
Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend+$32
Credits you'll likely useof $415 face value+$291
Annual fee−$395
Meeting the $6,000 minimumearns 0.57% here vs 2% on Double Cash−$86
First year$355
Each year after+$8

Not counted in the first year: status (each year after counts them).

No ads, no paid placement · Your wallet, your math

Earning

Ranked by how much of a typical year's spending each rate covers. Return is each rate at Miles' value of 0.57¢ a point. Rates in medium weight return more than the 2% benchmark.
RateCategoryReturn
4XGrocery Stores2.3%
4XDining2.3%
4XTravel2.3%
8XHotels by Wyndham4.6%
1XEverything else0.6%
+ 1 more rate
More earning rates
RateCategoryReturn
4XVacation Club2.3%

Noteworthy perks

  • Meal Delivery Credit$120 a year
  • Hotel Credit$100 a year
  • Wyndham Rewards Diamond

Personal card · Earns Wyndham Rewards

Benefits

Worth it for me?

Credits & Perks (5)
  • Hotel Credit: $100 (Annual Calendar Year)

    $100 statement credit when spending $100+ at Wyndham, Wyndham Grand, Dolce, Trademark Collection, and Registry Collection properties

  • Streaming Credit: $100 (Annual Calendar Year)

    Up to $100 per calendar year for eligible streaming services

  • Meal Delivery Credit: $10 (Monthly)

    Up to $10 statement credits per month for meal delivery

  • Wholesale Club Credit: $65 (Annual Calendar Year)

    $65 statement credit for wholesale membership club purchases

  • Global Entry / TSA PreCheck Credit: $120 (Every 4 Years)

    Up to $120 every 4 years for Global Entry or TSA PreCheck application fee credit

Elite status (2)
  • Wyndham Rewards: Diamond
  • National Emerald Club: Executive

Other Perks

  • 30K bonus points every anniversary year after paying the annual fee
  • 25% discount on free night awards at Wyndham properties and on eligible Cottages.com UK partnership stays
  • 30K bonus points when paying for 5+ Wyndham nights with card in a calendar year
  • Cardmember discount on paid stays
  • Complimentary Wyndham Insider membership
  • 15% discount—or the best available offer—when purchasing points
  • Wyndham Rewards points do not expire while the Premier Card account is open and in good standing
Sources and methodology

First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.

Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.

The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.

Recent changes

  • changed from null to Visa
    Oct 14, 2026
  • changed from null to Wyndham Premier
    Oct 8, 2026
  • changed from null to Can downgrade: false; Can upgrade: false; Family id: wyndham_personal; Family name: Wyndham Rewards Earner; Is top tier: true; Siblings: Slug: wyndham-rewards-earner-card; Tier: 1; Tier name: Earner; Slug: wyndham-rewards-earner-plus-card; Tier: 2; Tier name: Earner Plus; Tier: 3; Tier name: Earner Premier
    Sep 6, 2026
  • changed from null to 6000
    Aug 13, 2026
  • changed from null to 120
    Aug 13, 2026
  • changed from null to 0
    Jul 30, 2026
  • changed from null to Visa
    Jul 28, 2026
  • added
    Jul 28, 2026
Last updated: October 17, 2026