Wyndham Rewards Earner Plus
Barclays$95 a yearVisa SignatureNo foreign transaction feeIssuer's page
A fair time to apply if the card fits how you spend.
Already have it? Keep it.
Cardholders who had this card before 6/17/26 keep their original $75 annual fee, earning rates, and benefits unchanged. That includes automatic Platinum status but not Emerald Club Executive status with National, which only accounts opened on or after 6/17/26 get. A legacy holder who accepted Barclays' online upgrade to the refreshed card (offered to some Earner Plus holders since September 2026) does have it. The figures on this page are what a new applicant gets today.
Welcome bonus
45,000points
after $1,000 in purchases in the first 90 days
Not counted: another 55,000 (about $313) if you spend $500 at Hotels by Wyndham within 180 days.
6/24 Rule, 24 Month Rule and 2 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus45,000 points at 0.57¢ | $257 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$32 |
| Meal Delivery Creditof $50 face value | +$35 |
| Annual fee | −$95 |
| Meeting the $1,000 minimumearns 0.57% here vs 2% on Double Cash | −$14 |
| First year | $215 |
| Each year after | +$52 |
Not counted in the first year: status and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 4X | Grocery Stores | 2.3% |
| 4X | Dining | 2.3% |
| 4X | Travel | 2.3% |
| 6X | Hotels by Wyndham | 3.4% |
| 1X | Everything else | 0.6% |
+ 1 more rate
| Rate | Category | Return |
|---|---|---|
| 4X | Vacation Club | 2.3% |
Noteworthy perks
- Meal Delivery Credit$50 a year
- National Emerald Club Executive
Personal card · Earns Wyndham Rewards
Benefits
Credits & Perks (1)
- Meal Delivery Credit: $25 (Semi Annual Calendar Year)
Up to $25 statement credit every 6 months for meal delivery, up to $50 per calendar year
Elite status (3)
- Wyndham Rewards: Diamond
- Wyndham Rewards: Platinum
- National Emerald Club: Executive
Protections (1)
- Extended Warranty, Doubles manufacturer's warranty up to 1 additional year for warranties of 3 years or less
Other Perks
- 15K bonus points each anniversary
- 10% discount on free night awards
- 15K bonus points when paying for 5+ Wyndham nights with the card in a calendar year
- Cardmember discount on paid stays
- 15% discount when purchasing points
The Wyndham Rewards Earner family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to Wyndham Earner PlusOct 8, 2026
- changed from true to falseSep 6, 2026
- changed from Slug: wyndham-rewards-earner-card; Tier: 1; Tier name: Earner to Slug: wyndham-rewards-earner-card; Tier: 1; Tier name: Earner; Slug: wyndham-rewards-earner-premier-card; Tier: 3; Tier name: Earner PremierSep 6, 2026
- changed from null to 1000Aug 13, 2026
- changed from null to 90Aug 13, 2026
- changed from 75 to 95Jul 28, 2026
Cardholders who had this card before 6/17/26 keep their original $75 annual fee, earning rates, and benefits unchanged. That includes automatic Platinum status but not Emerald Club Executive status with National, which only accounts opened on or after 6/17/26 get. A legacy holder who accepted Barclays' online upgrade to the refreshed card (offered to some Earner Plus holders since September 2026) does have it.