AAdvantage Executive World Legend Mastercard
Citi$695 a yearWorld Legend MastercardNo foreign transaction feeIssuer's page
A good time to apply if the card fits: the offer is at the top of its own record.
Already have it? A lower-fee card in the same family may suit you better.
Welcome bonus
125,000miles
after $15,000 in purchases in the first 5 months
At its high since February 2026.
48 Month Rule, 1 per 8 Days and 3 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus125,000 points at 1.4¢ | $1,750 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | $0 |
| Credits you'll likely useof $130 face value | +$91 |
| Annual fee | −$695 |
| Meeting the $15,000 minimumearns 1.4% here vs 2% on Double Cash | −$90 |
| First year | $1,056 |
| Each year after | −$19 |
Not counted in the first year: lounge access, status, other benefits and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 12X | Hotels booked through AA.com/hotels | 16.8% |
| 12X | Car rentals booked through AA.com/cars | 16.8% |
| 5X | American Airlines purchases | 7% |
| 4X | American Airlines purchases | 5.6% |
| 1X | Everything else | 1.4% |
Noteworthy perks
- Admirals Club
- Omni Select Guest Champion (enrollment required)
- Inflight and Admirals Club$100 a year
- Free first checked bag on domestic American Airlines-operated itineraries for you and up to 8 companions; account and primary cardmember's AAdvantage number must generally be on the reservation at least 7 days before travel
Personal card · Earns American AAdvantage · Authorized user fee $175
Benefits
Credits & Perks (6)
- Lyft: $15 (Monthly)
$15 Lyft credit each month after taking 3 eligible rides that month. Credit applied to Lyft account (expires 30 days after applied). Requires adding card to Lyft account and setting as default payment. Digital wallet payments do not qualify. Program runs through 1/31/2027.
- Inflight and Admirals Club: $100 (Annual Calendar Year)
Eligible inflight and Admirals Club purchases charged to the card.
- American Airlines Vacations: $250 (Semi Annual Calendar Year)
Up to $250 back on eligible American Airlines Vacations purchases from January to June and again from July to December. Booking must include two or more travel components, such as a flight, car reservation, or hotel booking.
- Grubhub: $10 (Monthly)
Credit for Grubhub orders.
- Avis/Budget: $120 (Annual Calendar Year)
Eligible prepaid car rentals booked on avis.com or budget.com
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically when charged to card.
Lounge Access (1)
- Admirals Club (Unlimited): 2 free guests, paid guests allowed
Elite status (3)
- Omni Select Guest: Champion
- American AAdvantage: 10K Loyalty Point bonus after reaching 50K, 90K, 165K, and 240K Loyalty Points in a qualification period
- Avis Preferred: President's Club
Protections (6)
- Trip Cancellation/Interruption (secondary), up to $5,000, Up to $5,000 for eligible non-refundable expenses. Pay for any part of your trip with your card to be eligible for this benefit.
- Trip Delay (secondary), up to $500, Up to $500 per trip for delays over 6 hours. Pay for a portion of the common carrier fare with your card to be eligible for this benefit.
- Lost Luggage (secondary), up to $3,000, Coverage for luggage and contents lost/stolen by common carrier up to $3,000 per person per trip ($2,000 per bag for NY residents), $10,000 max per trip. Secondary coverage.
- Damage & Theft Purchase Protection (secondary), up to $10,000, Covers purchases against damage or theft within 90 days of purchase or delivery, up to $10,000 per incident, $50,000 per year. Secondary coverage.
- Extended Warranty, up to $10,000, Extends manufacturer's warranty by 24 months (max 7 years total from purchase date). Max $10,000 per item.
- Worldwide Car Rental Insurance (secondary), up to $75,000, Secondary in US, primary outside US. Up to $75,000 for rental car damage/theft (max 31 days). Must pay full rental cost on card and decline rental company CDW.
Other Perks
- Free first checked bag on domestic American Airlines-operated itineraries for you and up to 8 companions; account and primary cardmember's AAdvantage number must generally be on the reservation at least 7 days before travel
- Priority check-in, security screening, and boarding for you and companions on American Airlines flights
- 25% off eligible in-flight purchases on American Airlines flights
- Access to over 50 Admirals Club locations and 60+ partner lounges worldwide (2 guests or immediate family)
- 10% off scheduled Lyft rides to/from US airports (with World Legend Mastercard)
- Earn 1 Loyalty Point per dollar spent
- Omni Hotels & Resorts Champion status
- One Omni Free Night Reward per calendar year, in the form of 100 Omni Credits, after a qualifying stay of two or more consecutive nights booked directly through Omni Hotels & Resorts
- Complimentary Avis President's Club status; enrollment available through 08/31/28
The Citi AAdvantage family
AAdvantage MileUp MastercardNo annual feeCompare AAdvantage MileUp Mastercard with this card
AAdvantage Platinum Select World Elite Mastercard$99/yrCompare AAdvantage Platinum Select World Elite Mastercard with this card
AAdvantage Globe Mastercard$350/yrCompare AAdvantage Globe Mastercard with this card
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to credit_lineOct 11, 2026
- changed from null to AAdvantage ExecutiveOct 8, 2026
- changed from Add up to 3 authorized users to your card for an annual fee of $175, then $175 annually for each additional user to 175Sep 30, 2026
- changed from null to One $175 annual fee covers up to three authorized users; each authorized user beyond three is another $175 a year.Sep 30, 2026
- changed from null to Can downgrade: true; Can upgrade: false; Family id: citi_aadvantage; Family name: Citi AAdvantage; Is top tier: true; Siblings: Slug: aadvantage-mileup-mastercard; Tier: 1; Tier name: MileUp; Slug: aadvantage-platinum-select-world-elite-mastercard; Tier: 2; Tier name: Platinum Select; Slug: aadvantage-globe-mastercard; Tier: 3; Tier name: Globe; Tier: 4; Tier name: ExecutiveSep 26, 2026
- changed from 75K miles after $7.5K spend in first 3 months to 125K miles after $15K spend in first 5 monthsAug 24, 2026
- changed from 7500 to 15000Aug 24, 2026
- changed from 90 to 150Aug 24, 2026
- addedAug 23, 2026