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Card Economics
- Annual Fee
- $99
- Ongoing Annual Value
- −$29
- First-Year Value Estimate
- $1,061
- Net Value
- −$128
Card type: PersonalForeign transaction fee: NoneCurrency: American AAdvantage
Sign-up Bonus
80K miles after $3.5K spend in first 4 months, $0 introductory annual fee for the first year
Am I eligible?Earning Structure
2XAmerican Airlines purchases2.8%
2XDining2.8%
2XGas Stations2.8%
1XAll other purchases1.4%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (1)
- Turo: $30 (Per Use)
Get $30 back per rental (up to $180) when paying for Turo with a Citi AAdvantage Platinum Select card. Through October 18, 2026
Elite Status (1)
- American AAdvantage: Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases toward AAdvantage status
Protections (2)
- Damage & Theft Purchase Protection (secondary) — up to $1,000 — Covers purchases against damage or theft within 90 days of purchase or delivery, up to $1,000 per incident, $50,000 per year
- Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 24 months (max 7 years total from purchase date)
Other Perks
- Free first checked bag on domestic American Airlines-operated itineraries for you and up to 4 travel companions on the same reservation; account and primary cardmember's AAdvantage number must generally be on the reservation at least 7 days before travel
- Preferred boarding on American Airlines flights
- 25% savings on in-flight food and beverage purchases on American Airlines flights
- $125 American Airlines Flight Discount after $20K+ spend in membership year and card renewal