AAdvantage Platinum Select World Elite Mastercard
Citi$0 first year (then $99)World Elite MastercardNo foreign transaction feeIssuer's page
A good time to apply if the card fits: the offer is at the top of its own record.
Already have it? Keep it.
Welcome bonus
80,000miles
after $3,500 in purchases in the first 4 months
Best offer on record since 2019.
48 Month Rule, 1 per 8 Days and 3 more. Am I eligible?
A typical spender, at Miles' point values.
| First-year value | Amount |
|---|---|
| Welcome bonus80,000 points at 1.4¢ | $1,120 |
| Rewards above a 2% no-fee cardvs Double Cash, on $32,500 typical spend | +$48 |
| Annual fee$0 the first year, then $99 | $0 |
| Meeting the $3,500 minimumearns 1.4% here vs 2% on Double Cash | −$21 |
| First year | $1,147 |
| Each year after | +$89 |
Not counted in the first year: other benefits and protections (each year after counts them).
Earning
| Rate | Category | Return |
|---|---|---|
| 2X | Dining | 2.8% |
| 2X | Gas Stations | 2.8% |
| 2X | American Airlines purchases | 2.8% |
| 1X | Everything else | 1.4% |
Noteworthy perks
- Free first checked bag on domestic American Airlines-operated itineraries for you and up to 4 travel companions on the same reservation; account and primary cardmember's AAdvantage number must generally be on the reservation at least 7 days before travel
Personal card · Earns American AAdvantage
Benefits
Elite status (1)
- American AAdvantage: Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases toward AAdvantage status
Protections (2)
- Damage & Theft Purchase Protection (secondary), up to $1,000, Covers purchases against damage or theft within 90 days of purchase or delivery, up to $1,000 per incident, $50,000 per year
- Extended Warranty, up to $10,000, Extends manufacturer's warranty by 24 months (max 7 years total from purchase date)
Other Perks
- Free first checked bag on domestic American Airlines-operated itineraries for you and up to 4 travel companions on the same reservation; account and primary cardmember's AAdvantage number must generally be on the reservation at least 7 days before travel
- Preferred boarding on American Airlines flights
- 25% savings on in-flight food and beverage purchases on American Airlines flights
- $125 American Airlines Flight Discount after $20K+ spend in membership year and card renewal
The Citi AAdvantage family
Sources and methodology
First-year value is Miles' estimate for a typical spender: the welcome bonus at Miles' point values, plus the rewards this card earns above the best no-annual-fee card's everyday rate on a typical year of spending, plus credits at the share a typical holder uses rather than their face value, plus any certificate or free night earned in that year, minus the first-year fee and the cost of putting the minimum spend on this card instead of that one.
Lounge access, elite status, other benefits, purchase and travel protections, and a certificate or free night that arrives on the card's anniversary are listed beside the first-year figure, not in it. Each year after counts them, with the rewards and credits, less the annual fee. A credit or benefit that needs a spend or a stay counts only where its condition is printed beside it, and credits gated on spend most people never reach are left out.
The fee, offer, earning rates, credits and protections come from the card's record in the Miles dataset, kept against the issuer's own terms. The verdict line is chosen from a fixed set of sentences by Miles' analysis of the offer and the card; nothing on this page is written by hand for one card.
Recent changes
- changed from null to AAdvantage PlatinumOct 8, 2026
- changed from null to 0Oct 2, 2026
- changed from null to Can downgrade: true; Can upgrade: true; Family id: citi_aadvantage; Family name: Citi AAdvantage; Is top tier: false; Siblings: Slug: aadvantage-mileup-mastercard; Tier: 1; Tier name: MileUp; Slug: aadvantage-globe-mastercard; Tier: 3; Tier name: Globe; Slug: aadvantage-executive-world-legend-mastercard; Tier: 4; Tier name: Executive; Tier: 2; Tier name: Platinum SelectSep 26, 2026
- changed from 65K miles after $1K spend in first 4 months, $0 introductory annual fee for the first year to 80K miles after $3.5K spend in first 4 months, $0 introductory annual fee for the first yearSep 2, 2026
- changed from 1000 to 3500Sep 2, 2026
- changed from 80K miles after $3.5K spend in first 4 months, $0 introductory annual fee for the first year to 65K miles after $1K spend in first 4 months, $0 introductory annual fee for the first yearAug 28, 2026
- changed from 3500 to 1000Aug 28, 2026
- changed from null to 3500Aug 13, 2026
- changed from null to 120Aug 13, 2026