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Card Economics
- Annual Fee
- $350
- Ongoing Annual Value
- $412
- First-Year Value Estimate
- $472
- Net Value
- +$62
Card type: PersonalForeign transaction fee: NoneCurrency: American AAdvantage
Earning Structure
6XHotels booked through AA.com/hotels8.4%
3XAmerican Airlines purchases4.2%
2XDining2.8%
2XRideshare2.8%
2XTransit2.8%
1XAll other purchases1.4%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Worth it for me?Credits & Perks (4)
- In-flight Purchases: $100 (Annual Calendar Year)
On American Airlines flights.
- Global Entry/TSA PreCheck: $120 (Every 4 Years)
Covers application fee. Credit applies automatically. Up to $120 every 4 years.
- Splurge: $100 (Annual Calendar Year)
Choose up to 2 brands from: AAdvantage Hotels bookings, 1stDibs, Future Personal Training, and Live Nation.
- Turo: $240 (Annual Calendar Year)
Up to $30 per eligible trip, up to 8 trips per year.
Elite Status (2)
- American AAdvantage: 1 Loyalty Point per eligible mile earned toward AAdvantage status
- American AAdvantage: Flight Streak Bonus: 5,000 Loyalty Points after every 4 qualifying AA flights (up to 15,000/year)
Protections (6)
- Trip Cancellation/Interruption — Enhanced trip cancellation/interruption coverage
- Lost Luggage — Coverage for lost or damaged luggage
- Trip Delay — Coverage for trip delays
- Extended Warranty — Extended warranty protection on eligible items
- Purchase Protection — Purchase Assurance Plus for stolen or damaged items
- MasterRental Coverage — Coverage for rental car damage and theft
Other Perks
- First checked bag free on domestic American Airlines-operated itineraries for cardholder and up to 8 companions; account and primary cardmember's AAdvantage number must generally be on the reservation at least 7 days before travel
- Group 5 Priority Boarding
- $99 Companion Certificate starting in your second year after card renewal, valid for one companion on a round-trip domestic main cabin trip within the contiguous 48 states
- No mileage cap on earnings
- 10% savings on American Airlines Vacations packages
- No blackout dates on AAdvantage award redemptions
- Authorized users at no additional cost