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Card Economics
- Annual Fee
- $0
- Ongoing Annual Value
- $70
- First-Year Value Estimate
- $202
- Net Value
- +$70
Card type: PersonalForeign transaction fee: 3%Currency: American AAdvantage
Earning Structure
2XAmerican Airlines purchases2.8%
2XGrocery Stores2.8%
1XAll other purchases1.4%
Highlighted categories return more than 2%, the rate a flat 2% cash-back card pays on everything.
Benefits
Elite Status (1)
- American AAdvantage: Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases toward AAdvantage status
Protections (2)
- Damage & Theft Purchase Protection (secondary) — up to $1,000 — Covers purchases against damage or theft within 90 days of purchase or delivery, up to $1,000 per incident, $50,000 per year. Secondary coverage.
- Extended Warranty — up to $10,000 — Extends manufacturer's warranty by 24 months (max 7 years total from purchase date). Max $10,000 per item.
Other Perks
- 25% savings on in-flight food and beverage purchases on American Airlines flights
- 10% discount on eligible American Airlines Vacations purchases