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Membership Rewards credit cards

13 cards Miles tracks earn Membership Rewards, with annual fee and estimated ongoing value shown for each.

Ask Miles which of these fits your wallet

Value is Miles' estimate of what each card adds in a year after its annual fee: statement credits discounted for how usable they are, lounge, status and protection benefits, and earning above a strong flat-rate card on a typical spending profile, at Miles' default point valuations. The fee is shown for reference; it is already inside the value.

Amex Gold
Amex Gold
American Express
$325 fee
$274 value
Amex Platinum
Amex Platinum
American Express
$895 fee
$906 value
Blue Business Plus
Blue Business Plus
American Express
$0 fee
$420 value
Business Gold
Business Gold
American Express
$375 fee
$260 value
Business Green
Business Green
American Express
$95 fee
$0 value
Business Platinum
Business Platinum
American Express
$895 fee
$697 value
Platinum Card for Morgan Stanley
Platinum Card for Morgan Stanley
American Express
$895 fee
$906 value
Platinum Card for Schwab
Platinum Card for Schwab
American Express
$895 fee
$976 value
Rakuten American Express
Rakuten American Express
First Electronic Bank
$0 fee
$166 value
Amex Classic Green
Amex Classic Green
American ExpressNOT OPEN TO APPLICATIONS
$150 fee
$112 value
Centurion Card (Black Card)
Centurion Card (Black Card)
American ExpressNOT OPEN TO APPLICATIONS
$5,000 fee
−$4,379 value
EveryDay
EveryDay
American ExpressNOT OPEN TO APPLICATIONS
$0 fee
$125 value
EveryDay Preferred
EveryDay Preferred
American ExpressNOT OPEN TO APPLICATIONS
$95 fee
$204 value
Looking for the best rate on a category instead? Dining · Groceries · Gas · Travel · Flights · Transit · Hotels
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Not affiliated with any bank or card issuer. Independently built by Andy Assareh. I don't sell your personal information. Miles uses AI and may occasionally get details wrong. Verify before acting.

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