Chase Ultimate Rewards credit cards

10 cards Miles tracks earn Chase Ultimate Rewards, with annual fee and estimated ongoing value shown for each.

Value is Miles' estimate of what each card adds in a year after its annual fee: statement credits discounted for how usable they are, lounge, status and protection benefits, and earning above a strong flat-rate card on a typical spending profile, at Miles' default point valuations. The fee is shown for reference; it is already inside the value.

Freedom Flex
Freedom Flex
Chase
$0 fee
$308 value
Freedom Unlimited
Freedom Unlimited
Chase
$0 fee
$170 value
Ink Business Cash
Ink Business Cash
Chase
$0 fee
$256 value
Ink Business Preferred
Ink Business Preferred
Chase
$95 fee
$224 value
Ink Business Unlimited
Ink Business Unlimited
Chase
$0 fee
$256 value
Sapphire Preferred
Sapphire Preferred
Chase
$95 fee
$432 value
Sapphire Reserve
Sapphire Reserve
Chase
$795 fee
$818 value
Sapphire Reserve for Business
Sapphire Reserve for Business
Chase
$795 fee
$602 value
Freedom
Freedom
ChaseNOT OPEN TO APPLICATIONS
$0 fee
$271 value
Ink Business Plus
Ink Business Plus
ChaseNOT OPEN TO APPLICATIONS
$95 fee
$34 value